Loans, salary advances & earned-wage access

Three ways to support staff between paydays, all recovered cleanly through payroll.

A staff loan is a structured amount with a monthly repayment schedule. Once approved it becomes an automatic payroll deduction that decrements each month and stops when the balance clears. The employee tracks it in self-service.

A salary advance is a faster lump sum approved ahead of payday and recovered from upcoming pay. Earned-Wage Access (EWA) lets staff draw a portion of pay they've already earned, recovered automatically at the next run.

Recoveries respect a priority order and never push net pay below zero. Any shortfall is carried forward as arrears rather than overdrawing someone's pay.